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Check out our NEW Enhanced Benefit Portal! Click "User Login" above to get started.

Advantage Health Plans Trust partners with Keystone Flex Administrators, LLC to provide you with the best in Section 125 and HRA administration services.

The Keystone Flex team has more than 32 years of combined administration experience and is made up of specialists with skills that are continually enhanced through annual continuing education. They possess cutting edge knowledge to ensure your benefit and compensation strategies are developed and maintained to meet your objectives.

  • Website which allows participant access to a wealth of information covering everything from claim history to plan balances
  • Plan Document/SPD preparation to ensure your plan is compliant
  • Daily "manual" claim processing
  • Participant claim checks are processed the same day if received by noon. Direct deposit is available to all plan participants at no additional cost.
  • Monthly and annual plan financial statements
  • Complete claim adjudication with a statement of account with all claim payments
  • A detailed statement of FSA account balance within two months of plan year end reflecting usage to date and plan balances remaining for each employee.
  • Perform discrimination tests required by ERISA, and if necessary, initiate required action in the event the Section 125/HRA plan becomes discriminatory.

Call or go online today to learn how Keystone Flex Administrators can help you with your Section 125 Cafeteria Plan or HRA needs.


OPTIONAL BENEFIT: Debit cards available!!