About Us
Advantage Health Plans Trust has been providing health programs for Oklahoma and Texas community banks for over 30 years. AHP is not an agent, nor do we represent a large out-of-state carrier. Since Advantage Health Plans is self-funded, it is not-for-profit and any reserves stay in the Plan. Your benefits are administered by a local company who has been providing services to banks for 40 years.
Created by community banks, for community banks, AHP is governed by a Board of Trustees who are elected by the membership from participating banks. It’s reassuring to know that since they are participating members, any time the Board makes a decision – whether to look at rates, change benefits– that decision affects each of them and their employees just as much as you.
AHP is:
- Not for profit
- For the exclusive benefit of community banks and financial instituions
- Governed by your peers who are elected by the membership
- Administered by The Kempton Company since its inception
- A way to guard against the volatility in the healthcare marketplace
- Endorsed by the Community Bankers Association of Oklahoma and the Independent Bankers Association of Texas
AHP is not:
- An agent for an out-of-state carrier
- A big box carrier
- A conventional health care plan
- A "one size fits all" approach to healthcare
- Just a voice response system at the end of an 800 number