SBC Uniform Glossary User Login Secure File Transfer

About Us

Advantage Health Plans Trust has been providing health programs for Oklahoma and Texas community banks for over 30 years. AHP is not an agent, nor do we represent a large out-of-state carrier. Since Advantage Health Plans is self-funded, it is not-for-profit and any reserves stay in the Plan. Your benefits are administered by a local company who has been providing services to banks for 40 years.

Created by community banks, for community banks, AHP is governed by a Board of Trustees who are elected by the membership from participating banks. It’s reassuring to know that since they are participating members, any time the Board makes a decision – whether to look at rates, change benefits– that decision affects each of them and their employees just as much as you.

AHP is:

  • Not for profit
  • For the exclusive benefit of community banks and financial instituions
  • Governed by your peers who are elected by the membership
  • Administered by The Kempton Company since its inception
  • A way to guard against the volatility in the healthcare marketplace
  • Endorsed by the Community Bankers Association of Oklahoma and the Independent Bankers Association of Texas

AHP is not:

  • An agent for an out-of-state carrier
  • A big box carrier
  • A conventional health care plan
  • A "one size fits all" approach to healthcare
  • Just a voice response system at the end of an 800 number